Savings Accounts

Share Certificates of Deposit

• Variety of terms ranging from six months to five years
• Interest earned on all share certificates are credited monthly, quarterly, semi-annually, or annually
• $1,000 minimum deposit
  A penalty will be imposed for early withdrawal

rates

Certificate/Share Rates

Type	Interest Rate	APY*	Min. Opening Balance
90 days	0.50%	0.501%	$1,000
90 days IRA	0.50%	0.501%	$1,000
6 months	0.50%	0.501%	$1,000
6 months IRA	0.50%	0.501%	$1,000
12 months	1.00%	1.005%	$1,000
12 months IRA	1.00%	1.005%	$1,000
18 months	1.25%	1.257%	$1,000
18 months IRA	1.25%	1.257%	$1,000
24 months	1.50%	1.510%	$1,000
24 months IRA	1.50%	1.510%	$1,000
36 months	1.65%	1.663%	$1,000
36 months IRA	1.65%	1.663%	$1,000
48 months	1.75%	1.764%	$1,000
48 months IRA	1.75%	1.764%	$1,000
60 months	2.00%	2.018%	$1,000
60 months IRA	2.00%	2.018%	$1,000

Effective 10/1/2022

*APY = Annual Percentage Yield

Share Rates

Account Type	Rate	APY*
Share/Savings ($5 Min Opening)	0.10%	0.10%
Share Draft/Checking ($5 Min Opening)	0.00%	0.00%
Share Escrow ($5 Min Opening)	0.00%	0.00%
Share IRA ($5 Min Opening)	0.10%	0.10%
Special Shares ($5 Min Opening)	0.00%	0.00%
Vacation/Christmas Club ($5 Min Opening)	0.15%	0.15%
Rattler Plus Money Market ($1,500 Min Opening)**	0.10%	0.10%
Diamond Back Money Market ($1,500 Min Opening)**	0.15%	0.15%
Platinum Money Market ($5,000 Min Opening)**	0.20%	0.20%

Effective 10/1/2022

*APY = Annual Percentage Yield

**$35 monthly service charge if balance falls below daily minimum opening balance. Rates are subject to change. Please check with Financial Institution.