Savings Accounts

Savings Accounts

Regular Shares (regular savings)

  • Required for membership
  • Offers you the ability to save and earn interest from day of deposit to the day of withdrawal
  • Interest is compounded and paid quarterly
  • The minimum balance of $5.00 required

rates

Share Certificates of Deposit

  • Variety of terms ranging from six months to five years
  • Interest earned on all share certificates are credited monthly, quarterly, semi-annually, or annually
  • $1,000 minimum deposit
    A penalty will be imposed for early withdrawal

rates

Share Certificates of Deposit
IRA Accounts

IRA Accounts

  • Provides savings with interest earned tax-free until retirement
  • Minimum deposit to open accoutns varies depending on your taxable situation
    Please ask your member service representative for further details.

rates

Certificate/Share Rates

Type Interest Rate APY* Min. Opening Balance
30 days 0.10% 0.11% $500
90 days 0.15% 0.16% $1,000
6 months 0.35% 0.36% $1,000
6 months IRA 0.35% 0.36% $1,000
12 months 0.35% 0.36% $1,000
12 months IRA 0.35% 0.36% $1,000
18 months 0.35% 0.36% $1,000
18 months IRA 0.35% 0.36% $1,000
24 months 0.35% 0.36% $1,000
36 months 0.35% 0.36% $1,000
36 months IRA 0.35% 0.36% $1,000
48 months 0.35% 0.36% $1,000
48 months IRA 0.35% 0.36% $1,000
60 months 0.35% 0.36% $1,000
60 months IRA 0.35% 0.36% $1,000

Effective 03/25/2020

*APY = Annua Percentage Yield

Share Rates

Account Type Rate APY*
Share/Savings ($5 Min Opening) 0.05% 0.05%
Share Draft/Checking ($5 Min Opening) 0.00% 0.00%
Share Escrow ($5 Min Opening) 0.00% 0.00%
Share IRA ($5 Min Opening) 0.10% 0.10%
Special Shares ($5 Min Opening) 0.00% 0.00%
Vacation/Christmas Club ($5 Min Opening) 0.10% 0.10%
Rattler Plus Money Market ($1,500 Min Opening)** 0.10% 0.10%
Diamond Back Money Market ($1,500 Min Opening)** 0.15% 0.15%
Platinum Money Market ($5,000 Min Opening)** 0.20% 0.20%

Effective 03/25/2020

*APY = Annua Percentage Yield

**$35 monthly service charge if balance falls below daily minimum opening balance. Rates are subject to change. Please check with Financial Institution.

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