Disclosures

MEMBERSHIP LEVEL

New Membership $10.00
Membership Terminated Within 90 Days $35.00
Reinstatement of Closed Account(s) $35.00
Paper Statement (Over 65 Years Free) $2.00 per statement period

INSUFFICIENT FUNDS

Check/Share Draft/ACH Returned $40.00
Returned Deposits by Third Parties $40.00
Returned Deposits by Member $40.00
Uncollected Funds $40.00
Courtesy Pay with Direct Deposit $40.00
Overdraft Transfer From Savings $5.00 per item

NOTE: Reg. D Transfers (including savings to checking) up to six per month including transfers from Home Banking and Moneyline.

MEMBER ACCOUNT

Duplicate Monthly/Quarterly Statements $5.00 per statement period
Christmas Club and Vacation Club - Closing or Early Withdrawal $25.00
Inactive Account (No Activity for 12 Months) $5.00 per month
Levies and Garnishments $100.00 per processing
Escheat Fee for Dormant Accounts $75.00
Abandoned Property Fee $25.00 per account

OFFICIAL CHECKS

Official Checks (Teller Checks) $5.00
*Note: Purchase by Members 62 Year + (Max 4/Month) FREE
Official Checks Payable to Members $5.00

SHARE DRAFTS (CHECKING ACCOUNTS)

Share Draft/Transaction Item Copy $10.00 per copy
Account History $5.00 per account per month
Share Draft Account Reconciliation $25.00 per hour
Account Research - Mininum 1 Hour, Plus Share Draft Checking/Transaction Item Copy (Per Copy) $25.00 per hour
Share Draft Stop Payment/ACH Stop Payment $40.00 per draft
Share Draft Stop Payment on Series $40.00
Ratter Plus, Diamond Back and Platinum Accounts 1st order only - FREE
Ratter Plus, Diamond Back and Platinum Accounts Below the Minimum Balance Fee $35.00 per item
Temporary Checks (4 to a Page) $1.00 per page

VISA

Cash Advances: Members $2.00
Cash Advances: Non-Members $2.00

ATM FEES

Transactions - 1st Four Per Month FREE
Additional Transactions $2.00 each
Deposits At Available ATMs FREE
FAMU FCU Debit Card at FAMU FCU ATM Balance Inquiry FREE
FAMU FCU Debit Card at Non FAMU FCU ATM Balance Inquiry $1.50
Non-FAMU FCU Debit Card transactions at Non FAMU FCU ATM *Machine Surcharge $3.50
ATM Machine Transaction Research Fee $25.00

DEBIT CARD FEES

Debit Card Issuance (Initial) FREE
Replacement Debit Card $10.00 each
Rush New Card $50.00

SELF-SERVICE BANKING FEES

Monthly Line (Set up, Inquiries, Loan Advances, Transfers or Withdrawals) FREE
Home Banking FREE
Bill Payer $2.00 per month
Bill Payer-Deactivated After 6 Months Of No Activity $15.00

WIRE TRANSFERS FEES

Domestic $25.00
International $50.00 each
Domestic Incoming Wire Fee $10.00
International Incoming Wire Fee $25.00

RELOADABLE VISA GIFT CARDS FEES

Reloadable Cards - Any Amount $10.00
Reload Fee $2.00 each
Non Reloadable $5.00

SAFE DEPOSIT BOX FEES

3x5 (Annual)t $20.00
3x10 (Annual) $40.00 each
5x10 (Annual) $60.00
10x10 (Annual) $80.00
Rental Late Fee $25.00
Lost Key Fee $40.00
Abandon Box Fee $25.00
Box Drilling (All Keys Lost) At Cost

RELOADABLE VISA GIFT CARDS

Reloadable Cards - Any Amount $10.00
Reload Fee $2.00 each
Non Reloadable $5.00

NOTARY SERVICES FEES

Members FREE
Non-Members $15.00 each

FACSIMILE SERVICES FEES

Cover Sheet $2.00 per page
Local $2.00 per page

RETURNED MAIL FEES

Due to Incorrect Address $5.00 per month

CONSUMER LOAN FEES

Loan Application (Non-Refundable) $2.00 per page

RESIDENTIAL LENDING FEES

Non-Refundable Application Fee - All Other Fees Will Be Disclosed Within 3 Business Days of Application $99.00

MISCELLANEOUS FEES

Balance Inquiry Telephone $1.00 per page
Transaction Processed by Fax, Phone, Email $1.00 per page
Credit Life Cost charged by insurance company
Disability Cost charged by insurance company
GAP $499.00
Repo Vehicle Recovery Fee $150.00
Extended Warranties Cost charged by insurance company
Holiday/Summer Skip $25.00 per loan
Loan Extension $50.00 per month skipped
Check Cashing for Non-Members (Corp & On-US) $5.00

COPYING SERVICES FEES

Members $1.00 per page
Non-Members $2.00 per page

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You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving FAMU Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by FAMU Federal Credit Union. The site you are about to visit may have a privacy policy that is different than FAMU Federal Credit Union’s. Please review their privacy policy. FAMU Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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