Fee Schedule

Click Here to download a PDF of our Fee Schedule (March 01, 2017)

 

MEMBERSHIP LEVEL
NEW MEMBERSHIP $10.00
MEMBERSHIP TERMINATED WITHIN 90 DAYS $35.00
REINSTATEMENT OF CLOSED ACCOUNT(S) $35.00

PAPER STATEMENT (Over 65 Years Free)

(Per Statement Period)

$2.00
INSUFFICIENT FUNDS
CHECKS/SHARE DRAFTS / ACH RETURNED $39.00
RETURNED DEPOSITS BY THIRD PARTIES $39.00
RETURNED DEPOSITS BY MEMBER $39.00
UNCOLLECTED FUNDS $39.00
COURTESY PAY WITH DIRECT DEPOSIT $45.00
OVERDRAFT TRANSFER FROM SAVINGS $5.00 Per Item
NOTE: Reg. D Transfers (savings to checking) up to six per month including transfers from Rattler Home Banking and Moneyline.
MEMBER ACCOUNT
DUPLICATE MONTHLY/QUARTERLY STATEMENTS $5.00
CHRISTMAS CLUB AND VACATION CLUB - Closing or Early Withdrawal $25.00
(CD/Share Certificate) Closing Or Early Withdrawal Prior To Maturity May Or May Not Be Subject To Penalty)  
INACTIVE ACCOUNT (no activity for 12 months) PER ACCOUNT $5.00 per month
LEVIES AND GARNISHMENTS (Per Transaction) $35.00
ABANDONED PROPERTY FEE (Per Account) $25.00
OFFICIAL CHECKS
OFFICIAL CHECKS (Teller checks) $5.00
OFFICIAL CHECKS PAYABLE TO MEMBERS & MEMBERS 62 YEARS OF AGE OR OLDER FREE
OFFICIAL CHECKS PAYABLE TO MEMBERS

FREE

SHARE DRAFTS (CHECKING ACCOUNTS)
SHARE DRAFT COPY (PER COPY) $10.00
ACCOUNT HISTORY (PER ACCOUNT PER MONTH) $5.00
SHARE DRAFT ACCOUNT RECONCILIATION $25.00/HR
SHARE DRAFT STOP PAYMENT/ ACH STOP PAYMENT $39.00/DRAFT
SHARE DRAFT STOP PAYMENT ON SERIES $39.00
SHARE DRAFT/CHECK ORDERS At Cost
RATTLER PLUS ACCOUNTS 1st Order Only - FREE
DIAMONDBACK & PLATINUM ACCOUNTS FREE
BELOW THE MINIMUM BALANCE FEE (Rattler Plus, Diamondback & Platinum Accounts) $35.00
RATTLER VISA CLASSIC, GOLD & PLATINUM
ANNUAL FEE FREE
REPLACE LOST/STOLEN CARD $15.00
OVERLIMIT FEE $25.00
LATE PAYMENT CHARGE $25.00
RUSH NEW CARD At Cost
REPLACEMENT OF DAMAGE CARD $15.00
REPLACEMENT CARD (name change) $15.00
RETURN CHECK FEE (payment on account) $39.00
CASH ADVANCES: MEMBERS FREE
CASH ADVANCES: NON-MEMBERS FREE
ATM FEES FAMU FCU DEBIT CARD AT FAMU FCU ATM
BALANCE INQUIRY FREE
TRANSACTIONS - 1st FIVE PER MONTH FREE
ADDITIONAL TRANSACTIONS $2.00 EACH
ATM FEES FAMU FCU DEBIT CARD AT NON FAMU FCU ATM  
BALANCE INQUIRY $1.50
TRANSACTIONS $2.00
DEPOSITS AT AVAILABLE ATMs FREE

NON-FAMU FCU DEBIT CARD TRANSACTIONS AT FAMU FCU ATM

(MACHINE SURCHARGE)

$3.00
ATM MACHINE TRANSACTION RESEARCH FEE $30.00
DEBIT CARD FEES
DEBIT CARD ISSUANCE (Initial) FREE
REPLACEMENT OF DAMAGED/LOST/STOLEN DEBIT CARD $10.00
RUSH NEW CARD $50.00
DEBIT CARD REPLACEMENT PIN NUMBER $2.00
SELF-SERVICE BANKING
MONEY LINE (SET-UP, INQUIRES, LOAN ADVANCES, TRANSFERS OR WITHDRAWALS) FREE
HOME BANKING  WITH BILLPAYER FREE
BILL PAYER-DEACTIVATED AFTER 6 MONTHS OF NO ACTIVITY  
REACTIVATION OF BILL PAYER

$15.00

WIRE TRANSFERS
DOMESTIC $25.00
INTERNATIONAL $50.00
DOMESTIC INCOMING WIRE FEE $10.00
INTERNATIONAL INCOMING WIRE FEE $25.00
RELOADABLE VISA GIFT CARDS
RELOADABLE CARDS - ANY AMOUNT $10.00
NON RELOADABLE  $5.00
RELOAD FEE $2.00
SAFE DEPOSIT BOX FEES
3x5 (Annual) $20.00
3x10 (Annual) $40.00
5x10 (Annual) $60.00
10x10(Annual) $80.00
RENTAL LATE FEE $35.00
LOST KEY FEE $40.00
ABANDON BOX FEE $25.00
BOX DRILLING (ALL KEYS LOST) At Cost
LATE PAYMENT OF RENEWAL FEE $10.00
NOTARY SERVICES
MEMBERS FREE
NON-MEMBERS $15.00
FACSIMILE SERVICE
COVER SHEET $2.00/Page
LOCAL $2.00/Page
RETURNED MAIL
DUE TO INCORRECT ADDRESS $5.00 per month
RESIDENTIAL LENDING FEES
HOME EQUITY LOAN Cost charged by Credit Union
APPRAISAL FEE Varies
RESIDENTIAL 1ST MORTGAGES (App. Fee) $90.00
RESIDENTIAL 1ST MORTGAGES (Credit Report) Cost charged by Credit Union
MISCELLANEOUS FEES
BALANCE INQUIRY TELEPHONE $1.00
TRANSACTION PROCESSED BY FAX, PHONE, E-MAIL $1.00
CREDIT LIFE Cost charged by insurance company
DISABILITY Cost charged by insurance company
GAP $350.00
EXTENDED WARRANTIES Cost charged by insurance company
HOLIDAY / SUMMER SKIP $25.00 per Loan
LOAN EXTENSION $50.00 per Month Skipped
COPYING SERVICES
MEMBERS $1.00 per Page
NON-MEMBERS $2.00 per Page

Effective March 1, 2017.  Fees are subject to change.