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Fee Schedule

MEMBERSHIP LEVEL
NEW MEMBERSHIP $10.00
MEMBERSHIP TERMINATED WITHIN 90 DAYS $35.00
REINSTATEMENT OF CLOSED ACCOUNT(S) $35.00

PAPER STATEMENT (Over 65 Years Free)

(Per Statement Period)

$2.00
INSUFFICIENT FUNDS
CHECKS/SHARE DRAFTS / ACH RETURNED $40.00
RETURNED DEPOSITS BY THIRD PARTIES $40.00
RETURNED DEPOSITS BY MEMBER $40.00
UNCOLLECTED FUNDS $40.00
COURTESY PAY WITH DIRECT DEPOSIT $40.00
OVERDRAFT TRANSFER FROM SAVINGS $5.00 Per Item
NOTE: Reg. D Transfers (including savings to checking) up to six per month including transfers from Home Banking and Moneyline.
MEMBER ACCOUNT
DUPLICATE MONTHLY/QUARTERLY STATEMENTS $5.00 per statement period
CHRISTMAS CLUB AND VACATION CLUB - Closing or Early Withdrawal $25.00
INACTIVE ACCOUNT (no activity for 12 months) PER ACCOUNT $5.00 per month
LEVIES AND GARNISHMENTS (Per Processing) $100.00
ESCHEAT FEE FOR DORMANT ACCOUNTS $75.00
ABANDONED PROPERTY FEE (Per Account) $25.00
OFFICIAL CHECKS
OFFICIAL CHECKS (Teller checks) $5.00
*Note: Purchase by members 62 year+ (max 4/month) FREE
OFFICIAL CHECKS PAYABLE TO MEMBERS

$5.00

SHARE DRAFTS (CHECKING ACCOUNTS)
SHARE DRAFT/TRANSACTION ITEM COPY (PER COPY) $10.00
ACCOUNT HISTORY (PER ACCOUNT PER MONTH) $5.00
SHARE DRAFT ACCOUNT RECONCILIATION $25.00/HR
ACCOUNT RESEARCH
Minimum One Hour, PLUS SHARE DRAFT/TRANSACTION ITEM COPY (PER COPY)
$25.00/HR
SHARE DRAFT STOP PAYMENT/ ACH STOP PAYMENT $40.00/DRAFT
SHARE DRAFT STOP PAYMENT ON SERIES $40.00
RATTLER PLUS, DIAMOND BACK AND PLATINUM ACCOUNTS 1st Order Only - FREE
RATTLER PLUS, DIAMOND BACK AND PLATINUM ACCOUNTS BELOW THE MINIMUM BALANCE FEE $35.00
TEMPORARY CHECKS (4 TO A PAGE) $1.00 per page
VISA
CASH ADVANCES: MEMBERS $2.00
CASH ADVANCES: NON-MEMBERS $2.00
ATM FEES
TRANSACTIONS - 1st FOUR PER MONTH FREE
ADDITIONAL TRANSACTIONS $2.00 EACH
DEPOSITS AT AVAILABLE ATMs FREE
FAMU FCU DEBIT CARD AT FAMU FCU ATM BALANCE INQUIRY FREE
FAMU FCU DEBIT CARD AT NON FAMU FCU ATM BALANCE INQUIRY $1.50
NON-FAMU FCU DEBIT CARD TRANSACTIONS AT FAMU FCU ATM *MACHINE SURCHARGE $3.50
ATM MACHING TRANSACTION RESEARCH FEE $25.00
DEBIT CARD FEES
DEBIT CARD ISSUANCE (Initial) FREE
REPLACEMENT DEBIT CARD $10.00
RUSH NEW CARD $50.00
SELF-SERVICE BANKING
MONEY LINE (SET-UP, INQUIRES, LOAN ADVANCES, TRANSFERS OR WITHDRAWALS) FREE
HOME BANKING FREE
BILLPAYER $2.00 per month
BILL PAYER-DEACTIVATED AFTER 6 MONTHS OF NO ACTIVITY $15.00
WIRE TRANSFERS
DOMESTIC $25.00
INTERNATIONAL $50.00
DOMESTIC INCOMING WIRE FEE $10.00
INTERNATIONAL INCOMING WIRE FEE $25.00
RELOADABLE VISA GIFT CARDS
RELOADABLE CARDS - ANY AMOUNT $10.00
RELOAD FEE $2.00
NON RELOADABLE  $5.00
SAFE DEPOSIT BOX FEES
3x5 (Annual) $20.00
3x10 (Annual) $40.00
5x10 (Annual) $60.00
10x10(Annual) $80.00
RENTAL LATE FEE $25.00
LOST KEY FEE $40.00
ABANDON BOX FEE $25.00
BOX DRILLING (ALL KEYS LOST) At Cost
NOTARY SERVICES
MEMBERS FREE
NON-MEMBERS $15.00
FACSIMILE SERVICE
COVER SHEET $2.00/Page
LOCAL $2.00/Page
RETURNED MAIL
DUE TO INCORRECT ADDRESS $5.00 per month
CONSUMER LOAN FEES
LOAN APPLICATION FEE (NON-REFUNDABLE) $25.00 per app
RESIDENTIAL LENDING FEES
NON-REFUNDABLE APPLICATION FEE - All other fees will be disclosed within 3 business days of application. $99.00
MISCELLANEOUS FEES
BALANCE INQUIRY TELEPHONE $1.00
TRANSACTION PROCESSED BY FAX, PHONE, E-MAIL $1.00
CREDIT LIFE Cost charged by insurance company
DISABILITY Cost charged by insurance company
GAP $499.00
REPO VEHICLE RECOVERY FEE $150.00
EXTENDED WARRANTIES Cost charged by insurance company
HOLIDAY / SUMMER SKIP $25.00 per Loan
LOAN EXTENSION $50.00 per Month Skipped
CHECK CASHING FOR NON-MEMBERS (CORP & ON-US) $5.00
COPYING SERVICES
MEMBERS $1.00 per Page
NON-MEMBERS $2.00 per Page

Effective June 1, 2020.  Fees are subject to change.