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Certificates of Deposit

CD Rates

The member has ten days following the maturity date to withdraw or transfer funds without penalty. Withdrawals prior to the maturity date will be assessed a 30- or 90-day interest penalty.

CD/IRA

Term Interest Rate APY ** Min Opening Balance
30 days* .10 % .11 % $500
90 days .15 % .16 % $1,000
6 months .35 % .36 % $1,000
6 month IRA .35 % .36 % $1,000
12 month 1.45 % 1.46 % $1,000
12 month IRA .50 % .51 % $1,000
18 months .50 % .51 % $1,000
18 month RIA .50 % .51 % $1,000
24 months 1.65 % 1.66 % $1,000
36 months 2.00 % 2.01 % $1,000
36 months IRA 1.00 % 1.01 % $1,000
48 months 2.25 % 2.26 % $1,000
48 months IRA 1.00 % 1.01 % $1,000
60 months 2.35 % 2.36 % $1,000
60 months IRA 1.30 % 1.31 % $1,000

Rates were last updated on September 10, 2018