Accounts

Share Drafts (checking account)

Allows members the ability to write drafts drawn against their account balance for various purposes. This account is an interest-bearing checking account that earns dividends quarterly. Our share draft account is the most flexible account offered by the credit union due to its accessibility.

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Regular Shares (regular savings)

Offers members the ability to save and earn interest from day of deposit to day of withdrawal. Interest is compounded and paid quarterly. The minimum deposit required to open a savings account is $5.00.

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Share Certificates of Deposit

Our certificates offer a variety of maturities ranging from thirty days to three years. Interest earned on all share certificates are credited monthly, quarterly, semi-annually, or annually. The minimum deposit required to open a certificate of deposit is $500. A penalty may or may not be imposed for early withdrawal.

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Jumbo Share Certificates of Deposits

The minimum deposit required to open a Jumbo Certificate is $100,000. Our Jumbo Certificates range from one to three years.

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IRA Accounts

This account type provides for retirement with interest earned tax-free until retirement. Minimum deposit to open accounts varies depending on your taxable situation. PLEASE ASK YOUR MEMBER SERVICE REPRESENTATIVE FOR FURTHER DETAILS.

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Rattler Plus

This is a special, interest-bearing checking account designed to provide members with a multitude of products and services. The Rattler Plus Account includes overdraft protection, reduced rates on automobile loans, home equity lines, credit cards (based on credit qualifications), ATM card, The Rattler Check (first order of checks free), free money orders, travelers cheques, cashiers' checks, and reduced fees on wire-transfers.

This account requires a daily minimum balance of $1,500 per month. If the account balance falls below $1,500, a monthly service charge of $35.00 is accessed to the account. This account provides members with a higher dividend earned on deposits.

DiamondBack

The DiamondBack is a special, interest- bearing money market account that offers a vast array of products and services free to members. The DiamondBack includes overdraft protection, reduced interest rates on all loans, the Rattler Debit Card, free money orders, travelers cheques, cashiers' checks, free wire-transfers, free checks, and a DiamondBack Gold Visa (based on credit qualifications).

The DiamondBack Money Market Account requires that a member maintains a daily balance of $3,000 per month. Should the account daily balance fall below $3,000, a monthly maintenance fee of $35.00 will be assessed.

Platinum

The Rattler Platinum is a special, interest bearing money market account that offers a vast array of products and services free to members. The Rattler Platinum includes overdraft protection, reduced interest rates on all loans, the Rattler Debit Card, free money orders, free travelers cheques, free cashiers' checks, free wire-transfers, free checks, and a Platinum Visa (based on credit qualifications).

The Rattler Platinum Money Market Account requires that a member maintains a daily balance of $5,000 per month. Should the account daily balance fall below $5,000, a monthly maintenance fee of $35.00 will be assessed.